Customer Service 1-888-895-6134 or   Live Chat

 Automatic Payments
Price: Free

Have your payments deducted directly from your checking or savings account each month and never worry about your payment being late. It's Free!

Enroll Today

Automatic Payments
Price: Free
This payment option is provided in partnership with ACI Universal Payments™.
To self-enroll your United Auto Credit account for recurring monthly automatic withdrawal directly from your checking or savings account, click Enroll Now and follow the instructions, or just give us a call at (866) 892-3401.

 Card Payment
Price:$5.95

Paying online or on your mobile device is fast, easy and convenient! Make a one-time payment today using your Visa or MasterCard debit card. Fees may apply.

Make a Payment

 Card Payment
Price:$5.95
This payment option is provided in partnership with ACI Universal Payments™.

Pay Online: This option will allow payments from your Visa or Mastercard Debit Card. You will need your 17-digit United Auto Credit account number and debit card to complete your payment transaction. To make a one-time payment today click here.

 Checking/Savings Account (ACH)
Price:Free

Have your payments deducted directly from your checking or savings account with our ACI™ bill payment system.

Make a Payment

Checking/Savings Account (ACH)
Price:Free
This payment option is provided in partnership with ACI Universal Payments™.

This option will allow a one-time payment from your checking or savings account (ACH). You will need your 17-digit United Auto Credit account number, bank account and routing numbers to complete your payment transaction. To make a one-time payment today click here.

 Pay by Mail
Price: Postage

PO Box 660017
Dallas, TX 75266

If you choose to mail your payments, please use the payment stub and return envelope provided.

Pay by Mail
Price: Postage
PO Box 660017
Dallas, TX 75266

United Auto Credit sends monthly billing statements to assist customers in making their payments. If you choose to mail your payments, please use the payment stub and return envelope provided. Please allow five days for mail time to ensure that payments are received on or before their scheduled due date. Please – do not mail cash.

 ACI™ Automated System Phone Payment
(844) 340-2468
Price:$5.95

To make a one-time payment over the phone using the ACI™ automated bill payment system, call 844-340-2468. A service fee of $5.95 will be charged.

 Customer Service Phone Payment
(888) 895-6134
Price:$7.95

To make a one-time payment over the phone with a United Auto Credit representative call 888-895-6134. A service fee of $7.95 will be charged.

Western Union: Quick Collect
Price: $12.99
Western Union Quick Collect

Make a cash payment using Western Union Quick Collect. Fees may apply.

Find a Location

Western Union: Quick Collect
Price: $12.99
Western Union has over 45,000 agent locations in the U.S. including 8 of the 10 largest grocery stores such as Vons, Ralph’s, Safeway, Kroger and Winn-Dixie.

Please note that Western Union Quick Collect payments may only be made in cash. Use code city "UnitedAuto" when making your United Auto Credit payment via Quick Collect. Click here to locate a Western Union location near you.

CheckFree Pay
Price:$3.95 *prices vary by agent
CheckFree Pay

Prefer to make your payments in cash? CheckFreePay® has thousands of agent locations—including Walmart stores—that accept walk-in cash payments. Fees may apply.

Find a Location

ACE Cash Express
Price: $1.50
ACE Cash Express

The most affordable option for making your United Auto Credit payments in cash.

Find a Location

ACE Cash Express
Price: $1.50
The most affordable option for making your United Auto Credit payments in cash.
Available in 36 states, ACE Cash Express is not only the most affordable cash payment service available to United Auto Credit customers, but all payments made by 5:00pm CST will be posted to your account the same day. You will need your 17-digit United Auto Credit account number to utilize this service. Click Here to find the location nearest to you.

MoneyGram®
Price: $13.99
MoneyGram

Make an online payment or find a location near you to make a walk-in payment. Fees may apply.

Pay Online

MoneyGram®
Price: $13.99
MoneyGram® provides you with two options for making your United Auto Credit payment.
1.Walk-in payments are accepted at approximately 35,000 MoneyGram® agent locations nationwide including Walmart and CVS/pharmacy. Payments must be paid in cash. PIN-based debit card payments are accepted at Walmart only. Click Here to find a location near you.

2. Use MoneyGram® to make an internet payment using a credit card (or debit card with an Visa or MasterCard logo). Go to the page and select "Pay Bills." Go »

Whichever MoneyGram® option you choose, you must use Receive Code 5088 to make your United Auto Credit payment.

Pay with Credit Card (not debit)

To Pay by Credit Card: You will need your 17-digit United Auto Credit account number and call us at (888) 895-6134.

Please Note: United Auto Credit sends all customers a monthly billing statement approximately two weeks prior to their scheduled due date. In order to avoid additional accrued interest charges, and potential late payment charges, all United Auto Credit loan payments should be made on or before the scheduled due date. To assist customers in making on time payments, United Auto Credit offers a variety of payment options. Please note that transaction fees apply to some of these options.