Customer Service 1-888-895-6134 or   Live Chat

Automatic Payments
Price: Free
Western Union Speedpay

Have your payments deducted directly from your checking or savings account with Western Union Speedpay. It's Free!

Enroll Today

Western Union: Speedpay®
Price: Free
Have your payments deducted directly from your checking or savings account each month, and never worry about your United Auto Credit payment being late.
To self-enroll your United Auto Credit account for recurring monthly automatic withdrawal directly from your checking or savings account, click Enroll Now and follow the instructions, or just give us a call at (866) 892-3401.

Pay by Debit/Credit or Text
Price:$5.00
Western Union Speedpay

In partnership with Western Union SpeedPay, make an online payment directly from your ATM Debit/Credit card. Fees may apply.

Pay By Text

Pay by Debit/Credit or Text
Price:$5.00
Provided in partnership with Western Union SpeedPay. These options will allow payments from your ATM card (with a STAR, PULSE or NYCE logo), or credit card (Visa, MasterCard or Discover).

Pay by Text: For busy people on the go, Pay by Text sends a monthly reminder to your cell phone in advance of your due date, and allows you to make your payment by return text message. This option will allow payments from your ATM card (with a STAR, PULSE or NYCE logo), or credit card (Visa, MasterCard or Discover). Click here or call 1-800-556-8131 to enroll your account for Pay by Text.

You will need your 17-digit United Auto Credit account number and your card number to complete your payment transaction.

Checking/Savings Account
Price:Free
Western Union Speedpay

In partnership with Western Union SpeedPay, make an online payment using your checking or savings account for FREE when you sign up.

Pay Online

Online Pay By Check
Price:Free
Provided in partnership with Western Union SpeedPay.

This option will allow payments from your checking or savings account (ACH). You will need your 17-digit United Auto Credit account number, bank account and routing numbers to complete your payment transaction. If you would like to make your payment via the internet, Click here and follow the instructions provided.

  Pay by Mail
Price: Postage

PO Box 660017
Dallas, TX 75266

If you choose to mail your payments, please use the payment stub and return envelope provided.

Pay by Mail
Price: Postage
PO Box 660017
Dallas, TX 75266

United Auto Credit sends monthly billing statements to assist customers in making their payments. If you choose to mail your payments, please use the payment stub and return envelope provided. Please allow five days for mail time to ensure that payments are received on or before their scheduled due date. Please – do not mail cash.

Pay by Phone - 1(800)556-8131
Price:$7.00
Western Union Speedpay

Provided in partnership with Western Union Speedpay, you can pay by phone using your Debit/Credit Card or Checking/Savings account. Fees may apply.

Pay by Phone
Price:$7.00
Provided in partnership with Western Union SpeedPay, this option will allow payments from your checking or savings account (ACH), ATM card (with a STAR, PULSE or NYCE logo), or credit card (Visa, MasterCard or Discover). You will need your 17-digit United Auto Credit account number and your bank account or card number to complete your payment transaction.

Western Union: Quick Collect
Price: $12.99
Western Union Quick Collect

Make a cash payment using Western Union Quick Collect. Fees may apply.

Find a Location

Western Union: Quick Collect
Price: $12.99
Western Union has over 45,000 agent locations in the U.S. including 8 of the 10 largest grocery stores such as Vons, Ralph’s, Safeway, Kroger and Winn-Dixie.

Please note that Western Union Quick Collect payments may only be made in cash. Use code city "UnitedAuto" when making your United Auto Credit payment via Quick Collect. Click here to locate a Western Union location near you.

CheckFree Pay
Price:$3.95 *prices vary by agent
CheckFree Pay

Prefer to make your payments in cash? CheckFreePay® has thousands of agent locations—including Walmart stores—that accept walk-in cash payments. Fees may apply.

Find a Location

ACE Cash Express
Price: $1.50
ACE Cash Express

The most affordable option for making your United Auto Credit payments in cash. Learn more about ACE Cash Express here.

Find a Location

ACE Cash Express
Price: $1.50
The most affordable option for making your United Auto Credit payments in cash.
Available in 36 states, ACE Cash Express is not only the most affordable cash payment service available to United Auto Credit customers, but all payments made by 5:00pm CST will be posted to your account the same day. You will need your 17-digit United Auto Credit account number to utilize this service. Click Here to find the location nearest to you.

MoneyGram®
Price: $9.99
MoneyGram

Make an online payment or find a location near you to make a walk-in payment. Fees may apply.

Pay Online

MoneyGram®
Price: $9.99
MoneyGram® provides you with two options for making your United Auto Credit payment.
1.Walk-in payments are accepted at approximately 35,000 MoneyGram® agent locations nationwide including Walmart and CVS/pharmacy. Payments must be paid in cash. PIN-based debit card payments are accepted at Walmart only. Click Here to find a location near you.

2. Use MoneyGram® to make an internet payment using a credit card (or debit card with an Visa or MasterCard logo). Go to the page and select "Pay Bills." Go »

Whichever MoneyGram® option you choose, you must use Receive Code 5088 to make your United Auto Credit payment.

Please Note: United Auto Credit sends all customers a monthly billing statement approximately two weeks prior to their scheduled due date. In order to avoid additional accrued interest charges, and potential late payment charges, all United Auto Credit loan payments should be made on or before the scheduled due date. To assist customers in making on time payments, United Auto Credit offers a variety of payment options. Please note that transaction fees apply to some of these options.