Fueling your journey
United Auto Credit is a California-based non-prime automotive lender that has been serving dealers and customers nationwide since 1996, offering excellent service through commonsense lending.
Our mission
Providing the best opportunities for our dealers and customers to achieve financial success through our hard work, innovation, and great service.
Created with the car buying public in mind, United Auto Credit has become a leader in the automotive finance industry. When others say “no”, United Auto Credit says “yes” because we believe everyone deserves the chance at vehicle ownership – regardless of their credit history.
Our vision
At United Auto Credit, we strive to be the company of choice for our employees, customers, and dealers through our drive to make a difference.
Combining cutting edge technology, hard work and old-fashioned common sense, United Auto Credit has developed programs – from First Time Buyers to our Bankruptcy program – that enable us to approve customers across the credit spectrum. In short, what we call our Common Sense program serves as the foundation of our corporate vision today and into the future.
Core values
Accountability
We take responsibility for our actions and results and leave no room for blame.
Integrity
We are honest and transparent in all our business dealings.
Consistency
We consistently provide the best results, service, and collaboration to create the best experience.
Service excellence
We give our best, provide world class service, and strive to achieve excellence each day.
Fun
We are committed to our well-being by celebrating our success and each other every day.
We are United Auto Credit®
We are UACCares and we are driven to make a difference. Driven to make a difference is not just a tagline or catchphrase, it’s our everyday mantra. We believe in making a difference at work and outside of work, with our dealers and with each other. Most of all we believe in making a difference within our company and our community.
UACCares was created because at United Auto Credit®, we believe it’s important to give back. UACCares brings our team closer together with one goal in mind, giving back to the community. UACCares encourages team members and their families to volunteer and make a difference with various charitable causes. It’s an honor for us to be able to support the communities where we live and work to become even stronger and unified – One Team One Vision.
Executives and Officers
Tom Shortt Chief Executive Officer
Tom Shortt joined Vroom in January 2022 and serves as Vroom and UACC’s Chief Executive Officer and as a member of our board of directors.
Prior to joining Vroom Tom has led transformations across public and private equity companies across a wide variety of industry sectors.
He is a graduate of Harvard Business School’s Advanced Management Program and holds a bachelor’s degree in Accounting from the University of Akron.
Anna-Lisa Corrales Chief Legal Officer & Chief Compliance Officer
Anna-Lisa Corrales joined Vroom in December 2019 and currently serves as Vroom and UACC’s Chief Legal Officer, Chief Compliance Officer, and Corporate Secretary. Previously, Anna-Lisa spent over a decade as the General Counsel of Jaguar Land Rover North America, several years in private practice at New York law firms and clerked in the Southern District of New York.
Anna-Lisa holds a BA from Duke University and a JD from New York University.
Stacie Grueser Chief Commercial Officer
Stacie Grueser joined Vroom in April 2019 and currently serves as UACC's Chief Commercial Officer. Prior to joining Vroom, Stacie held sales, marketing, and customer service leadership positions at Hearst, Yodle, and Sterling InfoSystems.
Stacie holds a BBA from the University of San Diego, an MBA from New York University, and is a degree candidate in the Master of Liberal Arts (ALM) in Industrial-Organizational Psychology at Harvard University.
Jon Sandison Chief Financial Officer
Jon Sandison is UACC’s Chief Financial Officer after joining Vroom in October 2022.
Prior to joining Vroom, Jon held leadership positions with broad responsibility across banking and financial functions at Stoneridge, Yazaki, and JPMorgan Chase.
Jon holds a BBA in Business Administration from Wayne State University.
Stefano Balistreri Chief Risk Officer
Stefano joined United Auto Credit in May 2023 and has served as Chief Risk Officer since August 2024. He brings with him a wealth of consumer and auto lending experience across the Risk and Credit spectrum with senior leadership roles at Wells Fargo, US Bank, Wachovia, and HSBC.
Stefano holds a bachelor’s degree in Statistics from California Polytechnic State University, San Luis Obispo.
Your next career starts here
Be part of a dynamic team of innovators, creators, and leaders who are shaping the future. Drive your career forward with a team committed to making a difference in the automotive industry!
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