About United Auto Credit
A highly trained and experienced team of auto finance professionals It seems like common sense that being intensely focused on our dealers is just good business. It’s also what makes United Auto Credit different from the competition. Put simply, it’s not about us — it’s about you and our drive to be the best lender for your dealership.
At United Auto Credit, our highly trained and experienced team of underwriting professionals evaluates credit worthiness on a deal-by-deal basis. Contracted dealers work closely with our area sales team and regional buying centers to bring enhanced local market knowledge to every application review. The result – more customers driving off your lot with loan approvals your other lenders just won’t make.
Once approved, our state-of-the-art document imaging and management programs speed your deals through a paperless funding process that puts your money in your bank account FAST!
At United Auto Credit, we’re Driven to make a differencesm.
A few of the things we offer to make a difference for you:
- No vehicle age or mileage restrictions
- Bankruptcies welcome
- We finance first time buyers
- Generous terms for qualifying vehicles
- Our GPS program is available to help with your toughest deals
- New product development team to meet your needs in YOUR marketplace
- Every deal is eligible for "Common Sense Override"

To learn more about our common sense approach to auto lending, click here.
To Become a Dealer Partner, provide us with your contact information and a sales team member from your area will contact you directly.



